3 Tricks Billionaires Use to Help Protect Wealth Through Shaky Markets

β€œIf I hear bad news about the stock market one more time, I’m gonna be sick.”

We get it. Investors are rattled, costs keep rising, and the world keeps getting weirder.

So, who’s better at handling their money than the uber-rich?

Have 3 long-term investing tips UBS (Swiss bank) shared for shaky times:

  1. Hold extra cash for expenses and buying cheap if markets fall.

  2. Diversify outside stocks (Gold, real estate, etc.).

  3. Hold a slice of wealth in alternatives that tend not to move with equities.

The catch? Most alternatives aren’t open to everyday investors

That’s why Masterworks exists: 70,000+ members invest in shares of something that’s appreciated more overall than the S&P 500 over 30 years without moving in lockstep with it.*

Contemporary and post war art by legends like Banksy, Basquiat, and more.

Sounds crazy, but it’s real. One way to help reclaim control this week:

*Past performance is not indicative of future returns. Investing involves risk. Reg A disclosures: masterworks.com/cd

Someone just spent $236,000,000 on a painting. Here’s why it matters for your wallet.

The WSJ just reported the highest price ever paid for modern art at auction.

While equities, gold, bitcoin hover near highs, the art market is showing signs of early recovery after one of the longest downturns since the 1990s.

Here’s where it gets interestingβ†’

Each investing environment is unique, but after the dot com crash, contemporary and post-war art grew ~24% a year for a decade, and after 2008, it grew ~11% annually for 12 years.*

Overall, the segment has outpaced the S&P by 15 percent with near-zero correlation from 1995 to 2025.

Now, Masterworks lets you invest in shares of artworks featuring legends like Banksy, Basquiat, and Picasso. Since 2019, investors have deployed $1.25 billion across 500+ artworks.

Masterworks has sold 25 works with net annualized returns like 14.6%, 17.6%, and 17.8%.

Shares can sell quickly, but my subscribers skip the waitlist:

*Per Masterworks data. Investing involves risk. Past performance not indicative of future returns. Important Reg A disclosures: masterworks.com/cd

πŸš€ OpenAI β€” Strategy Shift & New Features

πŸ” OpenAI Reframes Its AGI Strategy
OpenAI announced a strategic shift: user adoption and practical usage are now viewed as key to reaching AGI, not just technical capability gains β€” addressing what it calls the β€œcapability overhang.” Techloy

πŸ“Š β€œYour Year with ChatGPT” Launches
A fun, Spotify-Wrapped-style recap feature rolled out across ChatGPT platforms β€” summarizing individual usage stats and whimsical badges like Creative Debugger. Windows Central

🀝 Intuit & OpenAI Partnership
Intuit signed a significant AI partnership with OpenAI to power smarter business tax and finance queries, signaling stronger enterprise adoption. accountingtoday.com

πŸ‘‰ What’s new under the hood:

  • GPT Image 1.5 β€” faster image generation and smarter edits, boosting creative workflows. ContentGrip

  • GPT-5.2 Model β€” launched earlier this month with notable reasoning and productivity improvements. Wikipedia

  • ChatGPT released Pulse tasks integration and an improved Images tool for all plans. OpenAI Help Center

Insight: OpenAI continues to blend β€œfun & practical” features with serious enterprise horsepower.

🧠 Google β€” Resurgent in the AI Race

πŸ“ˆ Google Ends 2025 on Top
Market sentiment and product updates have repositioned Google at the pinnacle of the AI race this year, with strong performance in both Search and Gemini deployments. Yahoo Finance

πŸ“‘ Search & Productivity AI Updates
Google Labs launched β€œCC”, a proactive daily AI briefing agent that integrates with Gmail, Calendar, and Drive to summarize tasks and updates β€” currently piloting with select users. promptinjection.net

πŸ”₯ Gemini 3 Series Continues Expansion
Google’s latest flagship multimodal models (Gemini 3 Pro, DeepThink, and Flash) are pushing benchmarks and raising expectations for intelligent reasoning, efficient performance, and multimodal integration. Wikipedia

Insight: Google’s AI strategy mixes consumer reach (search & productivity) with developer tools (coding assistance and deep reasoning AI).

🍏 Apple β€” AI Marches Forward (Behind the Scenes)

πŸ“± On-Device AI & Privacy First
Analysts note 2026 will likely spotlight Apple’s on-device AI growth β€” with stronger Siri capabilities and local generative AI that protects privacy. The Motley Fool

βš™οΈ Apple Intelligence Momentum
Although no brand-new release dropped today, Apple Intelligence has matured across iPhone, iPad, Mac, and Vision platforms β€” integrating smarter writing aids, visuals, and proactive suggestions. TechCrunch

Looking Ahead: Apple’s focus remains on edge AI and tight ecosystem integration, differentiating itself with privacy and hardware synergy.

🌎 Wider AI Ecosystem Buzz

🏒 AI Race Shifts to Boardrooms
Experts argue that the next phase of AI competition is increasingly shaping up in strategy rooms and enterprise deals, not just labs. The National

πŸ§‘β€βš–οΈ Copyright Lawsuits Hit AI Giants
A high-profile lawsuit by authors targets major AI firms β€” including OpenAI and Google β€” over training dataset use, potentially reshaping industry data practices. eWeek

πŸŽ„ Holiday AI Fun:
Google’s Santa Tracker and other AI-powered seasonal tools continue to delight users around the globe this festive week. Tom's Guide

Use this workflow:

Input β†’ Categorize β†’ Expand β†’ Draft β†’ Schedule

Start with a prompt bank β†’ Get Started Now

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Final verdict on today’s RAM of AI?

❀️ Keep them coming

πŸ’› It was okay

❌ Not my thing

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