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Last Time the Market Was This Expensive, Investors Waited 14 Years to Break Even

In 1999, the S&P 500 peaked. Then it took 14 years to gradually recover by 2013.

Today? Goldman Sachs sounds crazy forecasting 3% returns for 2024 to 2034.

But we’re currently seeing the highest price for the S&P 500 compared to earnings since the dot-com boom.

So, maybe that’s why they’re not alone; Vanguard projects about 5%.

In fact, now just about everything seems priced near all time highs. Equities, gold, crypto, etc.

But billionaires have long diversified a slice of their portfolios with one asset class that is poised to rebound.

It’s post war and contemporary art.

Sounds crazy, but over 70,000 investors have followed suit since 2019—with Masterworks.

You can invest in shares of artworks featuring Banksy, Basquiat, Picasso, and more.

24 exits later, results speak for themselves: net annualized returns like 14.6%, 17.6%, and 17.8%.*

My subscribers can skip the waitlist.

*Investing involves risk. Past performance is not indicative of future returns. Important Reg A disclosures: masterworks.com/cd.

Become An AI Expert In Just 5 Minutes

If you’re a decision maker at your company, you need to be on the bleeding edge of, well, everything. But before you go signing up for seminars, conferences, lunch ‘n learns, and all that jazz, just know there’s a far better (and simpler) way: Subscribing to The Deep View.

This daily newsletter condenses everything you need to know about the latest and greatest AI developments into a 5-minute read. Squeeze it into your morning coffee break and before you know it, you’ll be an expert too.

Subscribe right here. It’s totally free, wildly informative, and trusted by 600,000+ readers at Google, Meta, Microsoft, and beyond.

📱 Apple Intelligence — The Silent Rollout That’s Working

Apple didn’t ship a flashy AI launch today — and that’s the point.

Across iPhone, iPad, Mac, and Vision Pro, Apple Intelligence is steadily embedding itself into everyday workflows:

  • Smarter writing tools inside Notes, Mail, and Pages

  • Context-aware summaries & rewrites across apps

  • Visual understanding baked into Photos and system-wide search

Insight: Apple is treating AI as an OS feature, not a standalone product.

🔒 On-Device AI + Privacy = Apple’s Core Advantage

Apple continues doubling down on:

  • On-device inference for sensitive tasks

  • Minimal cloud dependency

  • Private Compute Cloud for heavier workloads

This strategy positions Apple uniquely as AI adoption accelerates — especially for users and enterprises concerned about data exposure.

Big idea: AI that works for you, without watching you.

🗣️ Siri’s Quiet Evolution

While still understated publicly, Siri’s foundations are shifting:

  • Better intent recognition

  • Deeper app-level actions

  • Improved conversational continuity

Expect 2026 to be the year Apple reframes Siri — less assistant, more system-level intelligence.

🧠 Apple’s Long Game: Hardware × AI

Apple’s real leverage isn’t models — it’s silicon.

  • Neural Engine optimizations

  • AI-first chip design

  • Seamless handoff between devices

AI performance scales naturally as users upgrade hardware — no subscriptions required.

Translation: Apple monetizes AI through devices, not hype.

🔮 What to Watch Next

  • Generative AI inside Final Cut & Logic

  • More proactive system suggestions

  • Deeper Vision Pro intelligence layers

  • Expanded developer APIs for Apple Intelligence

Apple’s AI story isn’t loud — but it’s compounding.

Use this workflow:

Input → Categorize → Expand → Draft → Schedule

Start with a prompt bank → Get Started Now

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That’s a Wrap

Final verdict on today’s RAM of AI?

❤️ Keep them coming

💛 It was okay

Not my thing

Tell us what to improve or cover next!

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