The Smart Money Edition

40% of solopreneurs now integrate AI directly into client services — from automation to custom tools.

Author

RAM Of AI
December 13, 2025

Welcome to The Smart Money Edition

Make Every Platform Work for Your Ads

You’re running an ad.

The same ad. On different platforms. Getting totally different results.

That’s not random: it’s the platform effect.

So stop guessing what works. Understand the bit-sized science behind it.

Join Neuroscientist & Neurons CEO Dr. Thomas Ramsøy for a free on-demand session on how to optimize ads for different platforms.

Register & watch it whenever it fits you.

 Today’s highlights:

💵 How traders are using GPT-powered bots for edge
📈 8 new AI tools reshaping finance & markets
📰 This week’s biggest AI + FinTech news (with sources)
📘 Free downloads for analysts, traders & fintech founders

 💼 Build Your AI-Enhanced Trading Desk

Retail traders and small funds are quietly using AI to build “micro-quant” systems without writing complex code.

Here’s what you can automate today:

→ Price-level prediction models with ChatGPT + Python
→ Automated trade journaling (GPT-analysis + screenshots)
→ Economic news summarization for instant macro insights
→ Portfolio risk analysis using AI-driven scenario modeling

📥 Full guide → AI Quant Starter Blueprint

🧰 This Week’s Must-Try AI Tools (FinTech Edition)

1. AlphaMind AI — Multi-model price forecasting for stocks/FX/crypto
2. ChartPilot — Upload charts → get technical analysis instantly
3. LedgerLens — AI for reading financial statements & detecting anomalies
4. QuantSpark — AI that builds backtests from plain English
5. HedgeFlow — AI treasury automation for SMEs
6. RiskMatrix AI — Generate VaR, stress tests & risk profiles in minutes
7. TradeWhisper — Market news → real-time sentiment → trade signals
8. LedgerAgent — Auto-reconciles banking + accounting for fintech apps

📰 AI + Finance News You Can’t Miss (Dec 12, 2025)

Here are the top verified stories from the last 48 hours:

🚀 1. OpenAI launches GPT-5.2 — Huge impact on quant workflows

Improved reasoning, long-context modeling, and Excel/Sheets automation.
Source: Reuters

🏦 2. JP Morgan expands AI-driven trading systems across global markets

Its Athena & LOXM systems now include new generative reasoning modules.
Source: Bloomberg

📉 3. SEC begins reviewing AI-generated investor recommendations

Regulators looking at “AI-assisted retail investing trends.”
Source: CNBC

🪙 4. BlackRock launches AI-powered ETF screening engine for retail users

Portfolio recommendations now generated with generative risk models.
Source: Business Insider

🔐 5. Visa rolls out real-time AI fraud detection upgrade

Aims to cut false declines while flagging deepfake-enabled fraud.
Source: Visa newsroom

💡 Pro Tips for Traders Using AI

📊 1. Use LLMs for Second-Level Confirmation
Feed your trading thesis into GPT before executing — ask for risk scenarios & counter-arguments.

🧠 2. Automate Your Pre-Market Routine
Schedule GPT to summarize:

  • Overnight global news

  • Futures movement

  • Macro calendar

  • Top unusual options flow

⚙️ 3. Build AI “Micro-Agents” for Trading Support
Tasks you can automate today:

  • Pattern recognition

  • Backtest rule generation

  • Options strategy generation

  • Earnings transcript extraction

📘 Free Downloads

📥 1) AI Tools & Templates for Finance & Trading

✅ Free lists of AI tools (finance, analysis, automation)

While full 120+ app lists aren’t always available as one download, here are curated free lists of AI finance tools you can explore:

🔗 Guide: Top 10 Free AI Tools for Financial Analysis (2025)

💡 Tip: Combine tools from these guides with open‑source AI/data platforms like FinRobot on GitHub for automated analysis agents.

📊 2) LLM Templates & Finance Analysis Templates

These are free downloadable spreadsheets and templates for technical & fundamental analysis:

🔗 Free Financial Model Downloads (Excel) – ready‑to‑use models covering three‑statement models, DCF, LBO, schedules, valuation & more.

🔗 Top Financial Model Templates for Free Download – a broader catalog of Excel templates for budgeting, forecasting, valuation and fundamental analysis.

💡 Use these Excel models as the basis for LLM‑enhanced analysis—for example, combine with an LLM like Claude or GPT (via API) to auto‑generate commentary and insights on the output.

📈 3) Startup / FinTech Founder Resources

While a dedicated “FinTech Founder Starter Kit” PDF bundle isn’t available as a one‑click link, these resources will help you build one:

🔗 Free Startup Financial Model Template (Excel/Sheets) – download and customize a finance forecasting tool (great for founders).

🔗 Another Free Startup Financial Model Template (Slidebean) – practical downloadable Excel for revenue/expense/runway planning.

🎁 5. Free: 100+ AI Prompts for Faster Creation

Some examples:

✅ “Turn this idea into a viral 20-second short script.”

✅ “Rewrite this post in an authority, humorous, and educational tone.”

✅ “Convert my transcript into a newsletter draft.”

Use this workflow:

Input → Categorize → Expand → Draft → Schedule

Start with a prompt bank → Read Online

📣 Want to Promote Your AI Tool?

1. Reach over 200000+ AI enthusiasts every week.

2. RAM Of AI has helped launch over 00+ AI startups & tools.

3. Want to be next?

Collaborate Or email us at: [email protected]

That’s a Wrap

How was today’s edition of Ram Of AI?

❤️ Loved it

💛 It was okay

❌ Didn’t enjoy

Reply with feedback or ideas you'd like covered next!